1. Introduction

Welcome to Kwisdom (“we”, “our”, “us”), a registered nonprofit organization based in the United Kingdom, dedicated to supporting projects that improve the lives of people in need, primarily in Pakistan and the UK. By accessing or using our website (www.kwisdom.org), you agree to these Terms & Conditions. Please read them carefully. If you do not agree, you should not use our website.

2. Our Services

The Kwisdom website provides:

• Information about our charitable work, campaigns, and completed projects.
• A secure online platform for making donations to support our initiatives.
• Opportunities for the public to learn about and contribute to our cause.
• Published articles and resources related to charity work and social issues.

3. Donations

• All donations are voluntary and non-refundable unless otherwise required by law.
• Donations can be made anonymously, or you may provide your name and email address.
• Providing personal details is optional but allows us to send you a donation receipt and, if you consent, future updates.
• We use a trusted third-party donation processor to handle all financial transactions securely. We do not store or have access to your complete payment card details.
• By making a donation, you confirm that you are legally entitled to use the payment method provided.

4. User Responsibilities

When using our website, you agree not to:

• Use the site for any unlawful or fraudulent purpose.
• Attempt to gain unauthorized access to our systems or interfere with the website’s functionality.
• Copy, reproduce, or distribute any content from our website without our permission.

5. Intellectual Property

All content on this website, including text, images, graphics, videos, and design, is owned by Kwisdom or licensed to us, unless otherwise stated. You may not reproduce, distribute, or use our content for commercial purposes without our prior written consent.

6. Website Availability and Changes

We aim to keep our website available at all times. However, we may occasionally suspend access for maintenance, updates, or technical reasons without prior notice. We reserve the right to update or modify these Terms at any time.

7. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from your use of the website or reliance on its content. Nothing in these Terms limits our liability for death, personal injury, or fraud caused by our negligence.

8. Governing Law and Jurisdiction

These Terms & Conditions are governed by and interpreted in accordance with the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.